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Showing posts with label Imus Cavite. Show all posts
Showing posts with label Imus Cavite. Show all posts

Monday, December 24, 2012

Sophie House Model

Stop Renting! Own Your Dream Home.
***
NEW LANCASTER  ESTATES -  SOPHIE HOUSE SINGLE ATTACHED @ CAVITE

 
SOPHIE  HOUSE MODEL

Play this Video to watch the footage



The Linear Park Concept


Above photo is the Linear Park. The 7-meters space at the back of each houses. It's free. This photo shows a playground design of a slide. Homeowners in the block may put up impovements like this.  Expenses of which will be shouldered by the homebuyer.


 
    .An openspace at the back of every houses.  Your neighbor will be 7 meters away from your house.

Linear Park
A linear park is a park that is much longer than wide.  In Lancaster Estates, the park is 7 meters wide and is located at the back of every houses in one block.  It's free.  There will be only one main entry and use of the park is exclusively for those who live in the block.
This linear park concept brings back those days when children could romp around freely at a safe distance, without the parents worrying where they are. Here is where you can stroll with your spouse and kids, or teach them games from the good old days when all you needed was time, a playmate and space. Foster friendships with your neighbors as you fancy an outdoor barbecue. Or, simply relax and enjoy the breeze in that park you can call your own. There is no other house and for sale in Cavite especially along Imus area that offers this kind of home.
 
 
Sophie House Model Information
Floor Area: 52 sqm.
Lot Area: 80 sqm.
House Type: Detached houses
House Features:
Living Area
Dining Area
Kitchen with electrical fittings
Three (3) Bedrooms with wall partition & ceiling
Two (2) Toilet and Bath with tiles
Provision for one (1) Car Garage
House Finishes:
Pre-painted G.I. sheet roofing
Steel casement window
Painted plain cement finish interior & exterior walls
Tiled kitchen counter with stainless kitchen sink
Tiled toilet and bath with bathroom fixtures
(exc. Tissue and soap holder)
Plain cement finish flooring for 1st & 2nd floor
Provision for CATV, telephone, A/C outlet

Room Dimensions:

Ground Floor
Kitchen, Living and Dining Areas:  13.85 sq.m.   
Bedroom 1:    6.60 sq.m.   
Toilet & Bath:  2.65 sq.m.

Second FloorBedroom 2:  6.60 sq.m.
Master’s Bedroom:  11.10 sq.m.
Toilet & Bath:  3.35 sq.m.
Others:  7.95 sq.m

You Move-in:
After 12 months


If you reserve now:
Start paying your DP
on July 5, 2011.


A Direct Highway To Manila
With the opening of Coastal Road Extension this coming April 1, 2011, which will cut across the township, properties in Lancaster Estates is set to experience capital appreciation. With scores of land available in this area, it promises a more vibrant and progressive Lancaster Estates in the near future as more opportunities will arise from the completion of mega infrastructures.

Lancaster Estates will only be a 30-minute drive from Airport and Makati.  It will soon connect to the Daang Hari – Tanza Highway.  And the upcoming LRT Line 1 (Baclaran - Bacoor via Paranaque) will further shorten travel time of the commuting residents to Manila, Caloocan and Quezon City.



CAVITEX ( CAVITE EXPRESSWAY )



Sophie House Floor Plan



SAMPLE COMPUTATIONS:
Option 1:  Bank Financing | In-House Financing
TERMS BANK FINANCING IN-HOUSE FINANCING
10% DP 24 Months DP
Selling Price Php 1,400,000.00 Php 1,400,000.00
Add: Legal and Misc. Fees Php 112,000.00 (8%) Php 63,000.00 (4.5%)
Total Package Price Php 1,512,000.00 Php 1,463,000.00
Down payment Php 151,200.00 (10%) Php 438,900.00 (30%)
Less: Reservation Php 20,000.00 Php 20,000.00
Net Down payment Php 131,200.00 Php 418,900.00
Monthly DP Php 10,933.33 (12mos) Php 17,454.17 (24mos)
Total Loanable Amt. Php 1,360,800.00 (90%) Php 1,024,100.00 (70%)
Monthly Amortization @ 10% (Prevailing Bank Rates will apply):
20 yrs. Php 13,132.01
15 yrs. Php 14,623.23
10 yrs.                Php 17,983.07 Php 20,475.00
05 yrs. Php 28,912.98 Php 26,005.41
NOTE:
  • Fire and MRI insurance not yet included in the computation.
  • Move-in on the 13th to 15th month.
  • Monthly Amortization payments will start a month after the last Down Payment.
  • Processing Fees includes Transfer of Title for Bank Financing. Transfer of Title not yet included for In-house financing.
  • Interest rate is reference only.
  • Prevailing interest rate will apply upon loan takeout.
  • Bank terms is up to 20 yrs. maximum.
  • Developer will process loan. Tied up with Metrobank, UCPB, and BDO.
  • Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs.).

Option 2: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,400,000.00 AND UP

Typical Selling Price Php 1,400,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 1,380,000.00
10% Discount within 7 days from the date of reservation Php 1,242,000.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,267,000.00
9% Discount within 31 to 60 days from the date of reservation Php 1,274,000.00
8.5% Discount within 61 to 90 days from the date of reservation Php 1,281,000.00

Gabrielle House Model

Stop Renting! Own Your Dream Home.
***
NEW LANCASTER  ESTATES -  GABRIELLE HOUSE SINGLE ATTACHED @ CAVITE
GABRIELLE  HOUSE MODEL


Play this Video to Watch the Footages of Gabrielle House Model



The Linear Park Concept


Above photo is the Linear Park. The 7-meters space at the back of each houses. It's free. This photo shows a playground design of a slide. Homeowners in the block may put up impovements like this.  Expenses of which will be shouldered by the homebuyer.


 
    .An openspace at the back of every houses.  Your neighbor will be 7 meters away from your house.

Linear Park
A linear park is a park that is much longer than wide.  In Lancaster Estates, the park is 7 meters wide and is located at the back of every houses in one block.  It's free.  There will be only one main entry and use of the park is exclusively for those who live in the block.
This linear park concept brings back those days when children could romp around freely at a safe distance, without the parents worrying where they are. Here is where you can stroll with your spouse and kids, or teach them games from the good old days when all you needed was time, a playmate and space. Foster friendships with your neighbors as you fancy an outdoor barbecue. Or, simply relax and enjoy the breeze in that park you can call your own. There is no other house and for sale in Cavite especially along Imus area that offers this kind of home.

Gabrielle House Model Information
Floor Area: 84 sqm.
Lot Area: 120 sqm.
House Type: Detached houses with FREE park

House Features:
Living Area
Dining Area
Kitchen with electrical fittings
Three (3) Bedrooms with wall partition & ceiling
Two (2) Toilet and Bath with tiles
Provision for two (2) Car Garage
Provision for Lanai

House Finishes:
Concrete roof tiles
Powder coated aluminum window
Pre-cast wall panels 
Painted sand blast finish for exterior walls
Painted plain cement finish for interior walls
Tiled kitchen counter with stainless kitched sink
Tiled T&B with complete set of bathroom fixtures
including tissue and soap holder
Ceramic tile flooring for living, dining, kitchen areas
Vinyl tile flooring for bedrooms, hallway, and staircase
Provision for CATV, telephone, and A/C outlet


Room Dimensions:

Ground FloorKitchen:     6.40 sq.m.
Dining Area:  8.20 sq.m.
Living Area:  9.20 sq.m.
Den/Guest Room:  11.50 sq.m.
Toilet & Bath:  3.60 sq.m.


Second FloorBedroom 1:   11.50 sq.m.
Master’s Bedroom:  19.40 sq.m.
Toilet & Bath:   5.00 sq.m.
Others:  9.20 sq.m


You Move-in:
After 12 months

If you reserve now:
Start paying your DP
on July 5, 2011.
Direct Highway To Manila:
With the opening of Coastal Road Extension this coming April 1, 2011, which will cut across the township, properties in Lancaster Estates is set to experience capital appreciation. With scores of land available in this area, it promises a more vibrant and progressive Lancaster Estates in the near future as more opportunities will arise from the completion of mega infrastructures.

Lancaster Estates will only be a 30-minute drive from Airport and Makati.  It will soon connect to the Daang Hari – Tanza Highway.  And the upcoming LRT Line 1 (Baclaran - Bacoor via Paranaque) will further shorten travel time of the commuting residents to Manila, Caloocan and Quezon City.



CAVITEX ( CAVITE EXPRESSWAY )



  Gabrielle House Floor Plan
 SAMPLE COMPUTATIONS:
Option 1: Bank Financing | In-House Financing
TERMS BANK FINANCING IN-HOUSE FINANCING
10% DP 24 Months DP
Selling Price Php 2,200,000.00 Php 2,200,000.00
Add: Legal and Misc. Fees Php 176,000.00 (8%) Php 99,000.00 (4.5%)
Total Package Price Php 2,376,000.00 Php 2,299,000.00
Down payment Php 237,600.00 (10%) Php 689,700.00 (30%)
Less: Reservation Php 20,000.00 Php 20,000.00
Net Down payment Php 217,600.00 Php 669,700.00
Monthly DP Php 18,133.33 (12mos) Php 27,904.17 (24mos)
Total Loanable Amt. Php 2,138,400.00 (90%) Php 1,609,300.00 (70%)
Monthly Amortization @ 10% (Prevailing Bank Rates will apply):
20 yrs. Php 20,636.02
15 yrs. Php 22,979.36
10 yrs.                Php 28,259.11 Php32,175.00
05 yrs. Php 45,434.68 Php 40,865.64
NOTE:
  • Fire and MRI insurance not yet included in the computation.
  • Move-in on the 13th to 15th month.
  • Monthly Amortization payments will start a month after the last Down Payment.
  • Processing Fees includes Transfer of Title for Bank Financing. Transfer of Title not yet included for In-house financing.
  • Interest rate is reference only.
  • Prevailing interest rate will apply upon loan takeout.
  • Bank terms is up to 20 yrs. maximum.
  • Developer will process loan. Tied up with Metrobank, UCPB, and BDO.
  • Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs.).

Option 2: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 2,200,000.00 AND UP
Typical Selling Price Php 2,200,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 2,180,000.00
10% Discount within 7 days from the date of reservation Php 1,962,000.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,972,900.00
9% Discount within 31 to 60 days from the date of reservation Php 1,983,800.00
8.5% Discount within 61 to 90 days from the date of reservation Php 1,994,700.00

Catherine House Model

Catherine House Model Lancaster Estates
30 MINUTES DRIVE VIA CAVITEX TO AIRPORT

Play this video to watch the footages of

Catherine House Model



LANCASTER  ESTATES
Lancaster Estates is a 600-hectare English countryside-inspired residential community that spans Imus, Kawit and Gen. Trias in progressive Cavite. The development has  different phases designed to cater to the varied tastes and needs of the modern Filipino family.
DEVELOPMENT PROFILE

Balance of work and play
With the recent opening of the Manila-Cavite Expressway (CAVITEX), you can now get to Lancaster Estates in less than 20 minutes from the Coastal road in Parañaque.  Travel time has really been cut short, giving you more time to spend with family and loved ones

Enjoy a vacation without leaving home
Lancaster Estates allows residents to move in a relaxed pace and bond with their families. It offers a wide range of lifestyle amenities that include Leighton Hall,  and a swimming pool where you and your loved ones can enjoy anytime. Bond with friends in a game of basketball at the covered court. Set up a picnic or cook-out at the Family Courtyard – that extra open space behind almost every home that can be used as a safe playground for kids.  Enjoy the benefits of more space, abundant natural light and ventilation offered by the Family Courtyard.

Everything within reach
The estate chapel, The Church of The Holy Family,  also allows the residents to delight in having a place of worship right where they live. St. Edward Integrated School, under consultancy with the Lasallian Schools Supervision Office(LASSO), is set up right in the heart of Lancaster Estates.  Your children need not travel far to get an education.  That means, no more morning rush, less stress to get to school on time, and spend more time with your family.

A shuttle service is made available for residents to go around the estate and the nearby town, for a minimal fee. A transport terminal within the estate will soon be operational, for added convenience of residents and guests.  With a commercial complex in the community, you need not leave to get your basic needs.


Get value and quality

There are nine stylish and spacious house models to choose from in Lancaster Estates that will suit your lifestyle, your budget and your growing family’s needs:

Alice –  40 sqm floor area, 40 sqm lot area, townhouse, 3 bedrooms, 1 toilets & bath
Catherine – 50 sqm floor area, 50 sqm lot area, townhouse, 3 bedrooms, 1 toilet & bath, 1 powder room
Diana – 60 sqm floor area, 50 sqm lot area, townhouse, 3 bedrooms, 2 toilets &baths
Sophie – 52 sqm floor area, 80 sqm lot area, 3 bedrooms, 2 toilets & baths
Margaret – 72 sqm floor area, 100 sqm lot area, 3 bedrooms, 2 toilet & baths
Gabrielle – 84 sqm floor area, 120 sqm lot area, 3 bedrooms, 2 toilet & baths
Alexandra – 100 sqm floor area, 120 sqm lot area, 4 bedrooms, 3 toilet & baths
Colleen – 60 sqm floor area, 80 sqm lot area, single attached, 3 bedrooms, 2 toilets & baths
Haven – 80 sqm floor area, 85 sqm lot area, single attached, 4 bedrooms, 2 toilets & baths
OVERVIEW

Land Area: 600 hectares

Location: Imus, Gen. Trias, and Kawit in Cavite

House Models:
Alice, Catherine, Diana, Sophie, Margaret, Gabrielle, Alexandra, Colleen, Haven

Amenities: Clubhouse(Leighton Hall), swimming pool, basketball court, Church of The Holy Family, concrete roads, commercial area, Transport terminal, shuttle service with payFacilities:  Entrance gate, centralized water system

Typical Selling Price Range: Php 850,000 – Php 2,750,000


Catherine House Model

Townhouse
Lot Area: 50sqm.
Floor Area: 50sqm.
House Feature:
  • Three (3) Bedrooms
  • Two (2) Toilet and Bath
  • Living Area
  • Dining Area
  • Kitchen
  •  Provision for one (1)-car Garage
House Finishes:
  • Pre-painted G.I. sheet roofing
  • Steel casement window
  • Painted plain cement finish for interior and exterior walls
  • Tiled kitchen counter with stainless kitchen sink
  • Tiled T&B with complete set of bathroom fixtures (excluding tissue & soap holder)
  • Plain cement finish flooring for ground and second floor
  • Provision for CATV, telephone, and aircondition outlet

Floor Plan

Alexandra House Model

Stop Renting! Own Your Dream Home.
***
NEW LANCASTER ESTATES - ALEXANDRA  HOUSE @ CAVITE SINGLE  ATTACHED


 Alexandra Model House
Alexandra Model house


Play this Video to watch the footages of




 The Linear Park

Alexandra Single Attached, Lancaster Estates Feature a Linear Park at every backyard. A linear park is a park that is much longer than wide.  In Lancaster Estates, the park is 7 meters wide and is located at the back of every houses in one block.  It's free.  There will be only one main entry and use of the park is exclusively for those who live in the block.  

Alexandra House Model Information
Floor Area: 100 sqm.
Lot Area: 120 sqm.
House Type: Detached houses

House Features:
Living Area     
Dining Area     
Kitchen
Four (4) Bedrooms
Three (3) Toilet and Baths
Balcony
Provision for Lanai
Provision for two (2)-car Garage

House Finishes:
Concrete roof tiles
Powder coated aluminum window
Pre-cast wall panels 
Painted sand blast finish for exterior walls
Painted plain cement finish for interior walls
Tiled kitchen counter with stainless kitched sink
Tiled T&B with complete set of bathroom fixtures
(inc. tissue and soap holder)
Ceramic tile flooring for living, dining, and kitchen areas
Vinyl tile flooring for bedrooms, hallway, and staircase
Provision for CATV, telephone, and A/C outlet

Room Dimensions:

Ground Floor:Kitchen, Dining, Living Areas: 34.25
sq.m.
Den/Guest Room:  6.25 sq.m.
Toilet and Bath:  3.60 sq.m.

Second FloorBedroom 1:  11.55 sq.m.
Bedroom 2:  10.35 sq.m.
Master’s Bedroom:  14.80 sq.m.
Toilet and Bath (2nd Floor):3.70 sq.m.
Toilet and Bath (Master’s Bedroom): 3.90 sq.m.
Balcony: 7.30 sq.m.
Others: 12.10 sq.m. 
You Move-in:After 12 months

If you reserve now:
Start paying your DP
on July 5, 2011.

ALEXANDRA MODEL HOUSE FLOOR PLAN
 
 
 Direct Highway To Manila
With the opening of Coastal Road Extension this coming April 1, 2011, which will cut across the township, properties in Lancaster Estates is set to experience capital appreciation. With scores of land available in this area, it promises a more vibrant and progressive Lancaster Estates in the near future as more opportunities will arise from the completion of mega infrastructures.

Lancaster Estates will only be a 30-minute drive from Airport and Makati.  It will soon connect to the Daang Hari – Tanza Highway.  And the upcoming LRT Line 1 (Baclaran - Bacoor via Paranaque) will further shorten travel time of the commuting residents to Manila, Caloocan and Quezon City.




CAVITEX ( CAVITE EXPRESSWAY )




SAMPLE COMPUTATIONS:
Option 1: Bank Financing | In-House Financing:
TERMS BANK FINANCING IN-HOUSE FINANCING

10% DP 24 Months DP
Selling Price Php 2,600,000.00 Php 2,600,000.00
Add: Legal and Misc. Fees Php 208,000.00 (8%) Php 117,000.00 (4.5%)
Total Package Price Php 2,808,000.00 Php 2,717,000.00
Down payment Php 280,800.00 (10%) Php 815,100.00 (30%)
Less: Reservation Php 20,000.00 Php 20,000.00
Net Down payment Php 260,800.00 Php 795,100.00
Monthly DP Php 21,733.33 (12mos) Php 33,129.17 (24mos)
Total Loanable Amt. Php 2,527,200.00 (90%) Php 1,901,900.00 (70%)
Monthly Amortization @ 10% (Prevailing Bank Rates will apply):
20 yrs. Php 24,388.03
15 yrs. Php 27,157.42
10 yrs.                Php 33,397.13 Php 38,025.00
05 yrs. Php 53,695.53 Php 48,295.76
NOTE:
  • Fire and MRI insurance not yet included in the computation.
  • Move-in on the 13th to 15th month.
  • Monthly Amortization payments will start a month after the last Down Payment.
  • Processing Fees includes Transfer of Title for Bank Financing. Transfer of Title not yet included for In-house financing.
  • Interest rate is reference only.
  • Prevailing interest rate will apply upon loan takeout.
  • Bank terms is up to 20 yrs. maximum.
  • Developer will process loan. Tied up with Metrobank, UCPB, and BDO.
  • Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs.).

Option 2: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 2,600,000.00 AND UP
Typical Selling Price Php 2,600,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 2,580,000.00
10% Discount within 7 days from the date of reservation Php 2,322,000.00
9.5% Discount within 8 to 30 days from the date of reservation Php 2,334,900.00
9% Discount within 31 to 60 days from the date of reservation Php 2,347,800.00
8.5% Discount within 61 to 90 days from the date of reservation Php 2,360,700.00

Alice Townhouse Model

Stop Renting! Own Your Dream Home.
***

LANCASTER ESTATES - ALICE TOWNHOUSE MODEL @ CAVITE 3BR 40 sqm lot

Play this Video to watch the footages of
Lancaster Estates Cavite




Reserve Your Slots Now, First Come First Serve and No Income Requirements
Move In After 12 Months



ALICE HOUSE MODEL FLOOR PLAN
 

Alice Dressed-Up Model

A Direct Highway To Manila
With the opening of Coastal Road Extension this coming April 1, 2011, which will cut across the township, properties in Lancaster Estates is set to experience capital appreciation. With scores of land available in this area, it promises a more vibrant and progressive Lancaster Estates in the near future as more opportunities will arise from the completion of mega infrastructures.

Lancaster Estates will only be a 30-minute drive from Airport and Makati.  It will soon connect to the Daang Hari – Tanza Highway.  And the upcoming LRT Line 1 (Baclaran - Bacoor via Paranaque) will further shorten travel time of the commuting residents to Manila, Caloocan and Quezon City.

CAVITEX ( CAVITE EXPRESSWAY )



SAMPLE COMPUTATIONS: 
Option 1: BDO FINANCING | IN-HOUSE FINANCING
TERMS BANK FINANCING IN-HOUSE FINANCING
14% DP 24% DP
Selling Price Php 800,000.00 Php 800,000.00
Add: Processing Fee Php 64,000.00 Php 36,000.00
Total Contract Price Php 864,000.00         Php 836,000.00
Down Payment Php 103,680.00 (12%) Php 250,800.00 (30%)
Less: Reservation Fee Php 7,500.00 Php 7,500.00
Net Down Payment Php 96,180.00 Php 243,300.00
Monthly Equity for 14 Months 0% Interest          Php 6,870.00 Php 10,137.50
Monthly Amortization:
20 yrs                                     Php 7,337.25
15 yrs Php 8,170.44
10 yrs Php 10,047.68 Php 11,700.00
05 yrs Php 16,154.55 Php 14,863.23
 NOTE:
  • The Alice Townhouse can be availed through Bank, In-House Financing and Cash payment.
  • Mortgage and Redemption Insurance (MRI) and FIRE insurance are not yet included in the computation.
  • Move-in after 15 months.
  • Maximum terms of loan varies depending Buyer's age.
  • Loan must be paid before Buyer reaches 65 yrs. old.
  • Processing Fees for Bank includes Transfer of Title, Advance One Year Fire/MRI insurance.
  • One year advance property tax and other blueprints.

Option 2: CASH PAYMENT SCHEME(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
Typical Selling Price Php 800,000.00
Less: Reservation Fee Php 7,500.00
Selling Price Net of Reservation Fee Php 792,500.00
10% Discount within 7 days from the date of reservation Php 713,250.00
9.5% Discount within 8 to 30 days from the date of reservation Php 717,212.50
9% Discount within 31 to 60 days from the date of reservation Php 721,175.00
8.5% Discount within 61 to 90 days from the date of reservation Php 725,137.50       

Margaret House Model

Stop Renting! Own Your Dream Home.
****
NEW LANCASTER ESTATES - MARGARET HOUSE MODEL @ CAVITE 3BR 100 sqm lot


MARGARET HOUSE MODEL.  An English-inspired house and lot for
very nicely located in a masterplanned community of Lancaster Estates in Imus - General Trias area in Cavite.

Play this Video to Watch the footage of Margaret House Model




Play this Video to watch the footages of
Lancaster Estates Cavite





Margaret House Model @ Lancaster Estates

Status: For Construction ( 13th - 15th month move in )




Special Promo Till June 30, 2011 only!
Now accepting Bank Financing - 10% Downpayment only


The Linear Park Concept


Above photo is the Linear Park. The 7-meters space at the back of each houses. It's free. This photo shows a playground design of a slide. Homeowners in the block may put up impovements like this.  Expenses of which will be shouldered by the homebuyer.


 
    .An open space at the back of every houses.  Your neighbor will be 7 meters away from your house.

Linear Park
A linear park is a park that is much longer than wide.  In Lancaster Estates, the park is 7 meters wide and is located at the back of every houses in one block.  It's free.  There will be only one main entry and use of the park is exclusively for those who live in the block.
This linear park concept brings back those days when children could romp around freely at a safe distance, without the parents worrying where they are. Here is where you can stroll with your spouse and kids, or teach them games from the good old days when all you needed was time, a playmate and space. Foster friendships with your neighbors as you fancy an outdoor barbecue. Or, simply relax and enjoy the breeze in that park you can call your own. There is no other house and for sale in Cavite especially along Imus area that offers this kind of home.
 
The Concept of Margaret House Model






A Direct Highway To Manila
With the opening of Coastal Road Extension this coming April 1, 2011, which will cut across the township, properties in Lancaster Estates is set to experience capital appreciation. With scores of land available in this area, it promises a more vibrant and progressive Lancaster Estates in the near future as more opportunities will arise from the completion of mega infrastructures.

Lancaster Estates will only be a 30-minute drive from Airport and Makati.  It will soon connect to the Daang Hari – Tanza Highway.  And the upcoming LRT Line 1 (Baclaran - Bacoor via Paranaque) will further shorten travel time of the commuting residents to Manila, Caloocan and Quezon City.

CAVITEX ( CAVITE EXPRESSWAY )




SAMPLE COMPUTATIONS:
Option 1: Bank Financing | In-House Financing
TERMS BANK FINANCING IN-HOUSE FINANCING
10% DP 24 Months DP
Selling Price Php 1,800,000.00 Php 1,800,000.00
Add: Legal and Misc. Fees Php 144,000.00 (8%) Php 81,000.00 (4.5%)
Total Package Price Php 1,944,000.00 Php 1,881,000.00
Down payment Php 194,400.00 (10%) Php 564,300.00 (30%)
Less: Reservation Php 20,000.00 Php 20,000.00
Net Down payment Php 174,400.00 Php 544,300.00
Monthly DP Php 14,533.33 (12mos) Php 22,679.17 (24mos)
Total Loanable Amt. Php 1,749,600.00 (90%) Php 1,316,700.00 (70%)
Monthly Amortization @ 10% (Prevailing Bank Rates will apply):
20 yrs. Php 16,884.02
15 yrs. Php 18,801.29
10 yrs.                Php 23,121.09 Php 26,325.00
05 yrs. Php 37,173.83 Php 33,435.53
NOTE:
  • Fire and MRI insurance not yet included in the computation.
  • Move-in on the 13th to 15th month.
  • Monthly Amortization payments will start a month after the last Down Payment.
  • Processing Fees includes Transfer of Title for Bank Financing. Transfer of Title not yet included for In-house financing.
  • Interest rate is reference only.
  • Prevailing interest rate will apply upon loan takeout.
  • Bank terms is up to 20 yrs. maximum.
  • Developer will process loan. Tied up with Metrobank, UCPB, and BDO.
  • Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs.).

Option 2: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,800,000.00 AND UP
Typical Selling Price Php 1,800,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 1,780,000.00
10% Discount within 7 days from the date of reservation Php 1,602,000.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,610,900.00
9% Discount within 31 to 60 days from the date of reservation Php 1,619,800.00
8.5% Discount within 61 to 90 days from the date
of reservation
Php 1,628,700.00

Requirements for Inhouse Financing
1.) Valid ID / TIN No. / Cedula (husband/wife/Atty-in-Fact)
2.) 3 pcs. ID picture 1x1 (husband/wife/Atty-in-Fact)
3.) Birth Certificate or Marrriage Contract
4.) Certificate of Employment
5.) Postdated checks:
    Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account plus Php375.00 for payment of Checkbooklet.:
    A.) 30 pcs. as per Dp/Equity term choosen
    B.) 36 pcs. for Monthly Amortization
    C.) 1 pc. Guarantee Check
    D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
    E.) TOTAL CHECKS .....53 CHECKS
Requirements for Bank Financing (New)
Accredited Banks - Metrobank and UCPB only
1.) 3 pcs. ID picture 1x1  (husband/wife/Atty-in-Fact)
2.) 2 Valid ID's / TIN No. / Cedula  (husband/wife/Atty-in-Fact)
3.) Birth Certificate or Marriage Contract
4.) Proof of Billing Address (Or Certification from Owner if Renting)
5.) Postdated Checks:
        Developer will give Bank Referral Letter so Buyer can open a checking account.
        Only Php5,000.00 to open and maintain an account with Planters Developement
        Bank,Imus plus Php375.00 for payment of Checkbooklet.
6.) Income Tax Return or ITR (OFW are exempted). This is just a Central Bank requirement.  Your ITR will not be the basis of loan approval.Required Checks to Issue
       24 pcs. Downpayment or According to DP terms
         1 pc. Guarantee Check
       25 Total Required Checks

If OFW, pls add these:
7.) Passport
8.) Special Power of Attorney (Consularized)
       
Requirements for Pagibig Financing
For loan below Php750,000.00) - Locally Employed / OFW 
1.) 3 pcs 1x1 picture (husband/wife/Atty-in-Fact)
2.) 2 Valid ID / TIN No. / Cedula (husband/wife/Atty-in-Fact)
3.) Marriage Certificate (if married)
4.) Proof of Billing Address (Or Certification from owner if renting)
5.) MSVS (Membership Status Verification Slip)
6.) Certificate of Employment with Compensation (COE)
7.) Postdated Checks:  Developer will give Bank Referral Letter so Buyer can open a checking account.
Only Php5,000.00 to open and maintain an account with Planters Developement Bank,  Imus Branch plus Php375.00 for payment of Checkbooklet.

Required Checks to Issue:
        15 pcs. Downpayment or according to DP terms
        44 pcs. Monthly Amortization
         2 pcs. Real Property Tax
        51 pcs. Total required checks
If OFW, pls add these: 
7.) Passport
8.) Special Power of Attorney (Consularized)
 
Requirements for Pagibig Financing
 For loan above Php750,000.00 -   Locally Employed / OFW
1.) 3 pcs 1x1 picture (husband & wife)
1.) 3 pcs 1x1 picture (husband/wife/Atty-in-Fact)
2.) 2 Valid ID / TIN No. / Cedula (husband/wife/Atty-in-Fact)
3.) Marriage Certificate (if married)
4.) Proof of Billing Address (Or Certification from owner if renting)
5.) MSVS (Membership Status Verification Slip)
6.) Certificate of Employment with Compensation (COE)
7.) Postdated Checks:  Developer will give Bank Referral Letter so Buyer can open a checking account.
Only Php5,000.00 to open and maintain an account with Planters Developement Bank,  Imus Branch plus Php375.00 for payment of Checkbooklet.
Required Checks to Issue:
        15 pcs. Downpayment or according to DP terms
        44 pcs. Monthly Amortization
         2 pcs. Real Property Tax
        51 pcs. Total required checks
8. Income Tax Return or ITR (OFW are exempted)

If OFW, pls add these: 
9.) Passport
10.) Special Power of Attorney (Consularized)

 Reservation Fee
 Reservation fee is part of your downpayment. So it will be deducted from your DP.  It is not refundable.  But you can transfer it to another unit location or owner.  Provided, under same agent and developer.  Only Personal Checks, Manager Checks and Cash are accepted as payment.
Monthly Downpayment
Your first downpayment will start 30-45 days after you paid your reservation. No overlapping of payments since hindi magsasabay ang pagbabayad ng reservation at first downpayment at amortization.  Downpayments can be transferred to another person or unit provided under same agent, developer and same price or price is higher than old unit.  Payments made will be duly credited in the new owner or choosen unit.  If partial commission to Agent has ben released and there are past due penalties and interest incurred, these will be deducted to payments made (net of reservation).  Transfer fee for this transaction is Php3,000.00 to be paid upon approval of request. Approval may takes 2 weeks.

Monthly Amortization
The first monthly amortization will immediately start after you have fully paid the downpayment.  Again, NO overlapping of payments since hindi magsasabay ang monthly downpayment at monthly amortization. 
What are Processing Fees for?
Processing fees are payment for the following:
1. Premiums for the first years coverage-mortgage redemption insurance (MRI) & fire insurance.
2. Real property taxes for one year
3. Blue print of the houseplans (one set)
4. Home Owners Association (HOA) dues for provision for preventive maintinace.
5. Administrative and documentary expences.
Are there hidden charges?
There are NO HIDDEN charges.  Profriends does not charge MOVE-IN fees.  You will apply for water and Meralco connection after house is turned-over and accepted.