Stop Renting! Own Your Dream Home.
****
NEW LANCASTER ESTATES - MARGARET HOUSE MODEL @ CAVITE 3BR 100 sqm lot
MARGARET HOUSE MODEL. An English-inspired house and lot for
very nicely located in a masterplanned community of Lancaster Estates in Imus - General Trias area in Cavite.
very nicely located in a masterplanned community of Lancaster Estates in Imus - General Trias area in Cavite.
Play this Video to Watch the footage of Margaret House Model
Play this Video to watch the footages of
Lancaster Estates Cavite
Status: For Construction ( 13th - 15th month move in )
Special Promo Till June 30, 2011 only!
Now accepting Bank Financing - 10% Downpayment only
The Linear Park Concept
Above photo is the Linear Park. The 7-meters space at the back of each houses. It's free. This photo shows a playground design of a slide. Homeowners in the block may put up impovements like this. Expenses of which will be shouldered by the homebuyer.
Linear Park
A
linear park is a park that is much longer than wide. In Lancaster
Estates, the park is 7 meters wide and is located at the back of every
houses in one block. It's free. There will be only one main entry and
use of the park is exclusively for those who live in the block.
This
linear park concept brings back those days when children could romp
around freely at a safe distance, without the parents worrying where
they are. Here is where you can stroll with your spouse and kids, or
teach them games from the good old days when all you needed was time, a
playmate and space. Foster friendships with your neighbors as you fancy
an outdoor barbecue. Or, simply relax and enjoy the breeze in that park
you can call your own. There is no other house and for sale in Cavite
especially along Imus area that offers this kind of home.
Margaret House Model Floor Plan
The Concept of Margaret House Model
A Direct Highway To Manila
With
the opening of Coastal Road Extension this coming April 1, 2011, which
will cut across the township, properties in Lancaster Estates is set to
experience capital appreciation. With scores of land available in this
area, it promises a more vibrant and progressive Lancaster Estates in
the near future as more opportunities will arise from the completion of
mega infrastructures.
Lancaster Estates will only be a 30-minute drive from Airport and Makati. It will soon connect to the Daang Hari – Tanza Highway. And the upcoming LRT Line 1 (Baclaran - Bacoor via Paranaque) will further shorten travel time of the commuting residents to Manila, Caloocan and Quezon City.
Lancaster Estates will only be a 30-minute drive from Airport and Makati. It will soon connect to the Daang Hari – Tanza Highway. And the upcoming LRT Line 1 (Baclaran - Bacoor via Paranaque) will further shorten travel time of the commuting residents to Manila, Caloocan and Quezon City.
CAVITEX ( CAVITE EXPRESSWAY )
SAMPLE COMPUTATIONS:
Option 1: Bank Financing | In-House Financing
| TERMS | BANK FINANCING | IN-HOUSE FINANCING |
| 10% DP | 24 Months DP | |
| Selling Price | Php 1,800,000.00 | Php 1,800,000.00 |
| Add: Legal and Misc. Fees | Php 144,000.00 (8%) | Php 81,000.00 (4.5%) |
| Total Package Price | Php 1,944,000.00 | Php 1,881,000.00 |
| Down payment | Php 194,400.00 (10%) | Php 564,300.00 (30%) |
| Less: Reservation | Php 20,000.00 | Php 20,000.00 |
| Net Down payment | Php 174,400.00 | Php 544,300.00 |
| Monthly DP | Php 14,533.33 (12mos) | Php 22,679.17 (24mos) |
| Total Loanable Amt. | Php 1,749,600.00 (90%) | Php 1,316,700.00 (70%) |
Monthly Amortization @ 10% (Prevailing Bank Rates will apply):
| 20 yrs. | Php 16,884.02 | |
| 15 yrs. | Php 18,801.29 | |
| 10 yrs. | Php 23,121.09 | Php 26,325.00 |
| 05 yrs. | Php 37,173.83 | Php 33,435.53 |
NOTE:
- Fire and MRI insurance not yet included in the computation.
- Move-in on the 13th to 15th month.
- Monthly Amortization payments will start a month after the last Down Payment.
- Processing Fees includes Transfer of Title for Bank Financing. Transfer of Title not yet included for In-house financing.
- Interest rate is reference only.
- Prevailing interest rate will apply upon loan takeout.
- Bank terms is up to 20 yrs. maximum.
- Developer will process loan. Tied up with Metrobank, UCPB, and BDO.
- Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs.).
Option 2: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,800,000.00 AND UP
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,800,000.00 AND UP
| Typical Selling Price | Php 1,800,000.00 |
| Less: Reservation Fee | Php 20,000.00 |
| Selling Price Net of Reservation Fee | Php 1,780,000.00 |
| 10% Discount within 7 days from the date of reservation | Php 1,602,000.00 |
| 9.5% Discount within 8 to 30 days from the date of reservation | Php 1,610,900.00 |
| 9% Discount within 31 to 60 days from the date of reservation | Php 1,619,800.00 |
| 8.5% Discount within 61 to 90 days from the date of reservation | Php 1,628,700.00 |
Requirements for Inhouse Financing
1.) Valid ID / TIN No. / Cedula (husband/wife/Atty-in-Fact)
2.) 3 pcs. ID picture 1x1 (husband/wife/Atty-in-Fact)
3.) Birth Certificate or Marrriage Contract
4.) Certificate of Employment
5.) Postdated checks:
Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account plus Php375.00 for payment of Checkbooklet.:
A.) 30 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
1.) Valid ID / TIN No. / Cedula (husband/wife/Atty-in-Fact)
2.) 3 pcs. ID picture 1x1 (husband/wife/Atty-in-Fact)
3.) Birth Certificate or Marrriage Contract
4.) Certificate of Employment
5.) Postdated checks:
Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account plus Php375.00 for payment of Checkbooklet.:
A.) 30 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
Requirements for Bank Financing (New)
Accredited Banks - Metrobank and UCPB only
1.) 3 pcs. ID picture 1x1 (husband/wife/Atty-in-Fact)
2.) 2 Valid ID's / TIN No. / Cedula (husband/wife/Atty-in-Fact)
3.) Birth Certificate or Marriage Contract
4.) Proof of Billing Address (Or Certification from Owner if Renting)
5.) Postdated Checks:
Developer will give Bank Referral Letter so Buyer can open a checking account.
Only Php5,000.00 to open and maintain an account with Planters Developement Bank,Imus plus Php375.00 for payment of Checkbooklet.
2.) 2 Valid ID's / TIN No. / Cedula (husband/wife/Atty-in-Fact)
3.) Birth Certificate or Marriage Contract
4.) Proof of Billing Address (Or Certification from Owner if Renting)
5.) Postdated Checks:
Developer will give Bank Referral Letter so Buyer can open a checking account.
Only Php5,000.00 to open and maintain an account with Planters Developement Bank,Imus plus Php375.00 for payment of Checkbooklet.
6.) Income
Tax Return or ITR (OFW are exempted). This is just a Central Bank
requirement. Your ITR will not be the basis of loan approval.Required Checks to Issue
24 pcs. Downpayment or According to DP terms
1 pc. Guarantee Check
25 Total Required Checks
If OFW, pls add these:
7.) Passport
8.) Special Power of Attorney (Consularized)
24 pcs. Downpayment or According to DP terms
1 pc. Guarantee Check
25 Total Required Checks
If OFW, pls add these:
7.) Passport
8.) Special Power of Attorney (Consularized)
Requirements for Pagibig Financing
For loan below Php750,000.00) - Locally Employed / OFW
1.) 3 pcs 1x1 picture (husband/wife/Atty-in-Fact)
2.) 2 Valid ID / TIN No. / Cedula (husband/wife/Atty-in-Fact)
3.) Marriage Certificate (if married)
4.) Proof of Billing Address (Or Certification from owner if renting)
5.) MSVS (Membership Status Verification Slip)
6.) Certificate of Employment with Compensation (COE)
7.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account.
Only Php5,000.00 to open and maintain an account with Planters Developement Bank, Imus Branch plus Php375.00 for payment of Checkbooklet.
Required Checks to Issue:
15 pcs. Downpayment or according to DP terms
44 pcs. Monthly Amortization
2 pcs. Real Property Tax
51 pcs. Total required checks
2.) 2 Valid ID / TIN No. / Cedula (husband/wife/Atty-in-Fact)
3.) Marriage Certificate (if married)
4.) Proof of Billing Address (Or Certification from owner if renting)
5.) MSVS (Membership Status Verification Slip)
6.) Certificate of Employment with Compensation (COE)
7.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account.
Only Php5,000.00 to open and maintain an account with Planters Developement Bank, Imus Branch plus Php375.00 for payment of Checkbooklet.
Required Checks to Issue:
15 pcs. Downpayment or according to DP terms
44 pcs. Monthly Amortization
2 pcs. Real Property Tax
51 pcs. Total required checks
If OFW, pls add these:
7.) Passport
8.) Special Power of Attorney (Consularized)
8.) Special Power of Attorney (Consularized)
Requirements for Pagibig Financing
For loan above Php750,000.00 - Locally Employed / OFW
1.) 3 pcs 1x1 picture (husband & wife)
1.) 3 pcs 1x1 picture (husband/wife/Atty-in-Fact)
2.) 2 Valid ID / TIN No. / Cedula (husband/wife/Atty-in-Fact)
3.) Marriage Certificate (if married)
4.) Proof of Billing Address (Or Certification from owner if renting)
5.) MSVS (Membership Status Verification Slip)
6.) Certificate of Employment with Compensation (COE)
7.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account.
Only Php5,000.00 to open and maintain an account with Planters Developement Bank, Imus Branch plus Php375.00 for payment of Checkbooklet.Required Checks to Issue:
15 pcs. Downpayment or according to DP terms
44 pcs. Monthly Amortization
2 pcs. Real Property Tax
51 pcs. Total required checks
1.) 3 pcs 1x1 picture (husband/wife/Atty-in-Fact)
2.) 2 Valid ID / TIN No. / Cedula (husband/wife/Atty-in-Fact)
3.) Marriage Certificate (if married)
4.) Proof of Billing Address (Or Certification from owner if renting)
5.) MSVS (Membership Status Verification Slip)
6.) Certificate of Employment with Compensation (COE)
7.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account.
Only Php5,000.00 to open and maintain an account with Planters Developement Bank, Imus Branch plus Php375.00 for payment of Checkbooklet.Required Checks to Issue:
15 pcs. Downpayment or according to DP terms
44 pcs. Monthly Amortization
2 pcs. Real Property Tax
51 pcs. Total required checks
8. Income Tax Return or ITR (OFW are exempted)
If OFW, pls add these:
9.) Passport
10.) Special Power of Attorney (Consularized)
10.) Special Power of Attorney (Consularized)
Reservation Fee
Reservation
fee is part of your downpayment. So it will be deducted from your DP.
It is not refundable. But you can transfer it to another unit location
or owner. Provided, under same agent and developer. Only Personal
Checks, Manager Checks and Cash are accepted as payment.
Monthly Downpayment
Your first downpayment will start 30-45 days after you paid your reservation. No overlapping of payments since hindi magsasabay ang pagbabayad ng reservation at first downpayment at amortization. Downpayments can be transferred to another person or unit provided under same agent, developer and same price or price is higher than old unit. Payments made will be duly credited in the new owner or choosen unit. If partial commission to Agent has ben released and there are past due penalties and interest incurred, these will be deducted to payments made (net of reservation). Transfer fee for this transaction is Php3,000.00 to be paid upon approval of request. Approval may takes 2 weeks.
Monthly Amortization
The first monthly amortization will immediately start after you have fully paid the downpayment. Again, NO overlapping of payments since hindi magsasabay ang monthly downpayment at monthly amortization.
Your first downpayment will start 30-45 days after you paid your reservation. No overlapping of payments since hindi magsasabay ang pagbabayad ng reservation at first downpayment at amortization. Downpayments can be transferred to another person or unit provided under same agent, developer and same price or price is higher than old unit. Payments made will be duly credited in the new owner or choosen unit. If partial commission to Agent has ben released and there are past due penalties and interest incurred, these will be deducted to payments made (net of reservation). Transfer fee for this transaction is Php3,000.00 to be paid upon approval of request. Approval may takes 2 weeks.
Monthly Amortization
The first monthly amortization will immediately start after you have fully paid the downpayment. Again, NO overlapping of payments since hindi magsasabay ang monthly downpayment at monthly amortization.
What are Processing Fees for?
Processing fees are payment for the following:
1. Premiums for the first years coverage-mortgage redemption insurance (MRI) & fire insurance.
2. Real property taxes for one year
3. Blue print of the houseplans (one set)
4. Home Owners Association (HOA) dues for provision for preventive maintinace.
5. Administrative and documentary expences.
Processing fees are payment for the following:
1. Premiums for the first years coverage-mortgage redemption insurance (MRI) & fire insurance.
2. Real property taxes for one year
3. Blue print of the houseplans (one set)
4. Home Owners Association (HOA) dues for provision for preventive maintinace.
5. Administrative and documentary expences.
Are there hidden charges?
There are NO HIDDEN charges. Profriends does not charge MOVE-IN fees. You will apply for water and Meralco connection after house is turned-over and accepted.
There are NO HIDDEN charges. Profriends does not charge MOVE-IN fees. You will apply for water and Meralco connection after house is turned-over and accepted.
0 comments:
Post a Comment